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NYT > Retirement

NYT > Retirement

The good news is that we're living longer. The bad news is we have to pay for it. That means saving more in a 401(k) or similar employee-provided retirement savings accounts, like a 403(b). Or, it means saving in Individual Retirement Accounts or Roth I.R.A.’s. Later on, it may mean buying an annuity. Our collection of articles can help you get started.


03/09/2010 12:00 AM
Summary Box: Retirement Savings a Challenge
RETIRE? ARE YOU KIDDING? A new survey released Tuesday by the Employee Benefit Research Institute shows the percentage of workers who say they've saved for retirement slid to 69 percent in January, down from 75 percent in 2009.
03/09/2010 12:00 AM
Survey: Workers Struggling to Save for Retirement
A year after the stock market bottomed out, workers are still a bit pessimistic about having enough money for retirement.
03/08/2010 12:00 AM
Public Pension Funds Are Adding Risk to Raise Returns
Even as big companies are moving their pension funds out of stocks, state governments are chasing higher returns by making riskier investments.
03/03/2010 12:00 AM
In America’s Gyms, More Than a Touch of Gray
As more adults near retirement age, gyms are adapting to meet the needs (and musical tastes) of a less-agile membership.
03/03/2010 12:00 AM
Handling Investments and Investors’ Fears
A veteran of Wall Street says people of all levels of wealth have come to view their assets differently after the financial crisis.
03/03/2010 12:00 AM
Estate Planning as a Family Conversation
Families that speak freely about estate planning can sometimes address awkward situations and avoid unwelcome surprises.
03/03/2010 12:00 AM
Starting Over at 55
Many people over age 55 are getting a second wind and starting their own business — often for the excitement or to make ends meet. But success isn’t guaranteed.
03/03/2010 12:00 AM
Now Is a Perfect Time to Reconstruct a Nest Egg
After the financial squeeze, much depends on your standard of living, assets and goals, but now is a perfect time to add to an I.R.A. or another retirement account.
03/03/2010 12:00 AM
When Life Insurance Is More Valuable as Cash
A life insurance policy can be turned into cash, but don’t jump on the first offer you get.
03/03/2010 12:00 AM
Matching Life Experience With New Careers
Many emerging jobs are are a natural fit for older people looking for new career opportunities.
03/03/2010 12:00 AM
Bad Investment Advice Can Turn a Free Meal Costly
Regulators say older investors should be aware of fraudulent investment advisers who promise sure-thing returns for retirement savings.
03/03/2010 12:00 AM
For Shift to Roth I.R.A., Know the Pitfalls to Avoid
It’s a widely discussed tool for financial planners, but the process is not always straightforward.
02/27/2010 12:00 AM
Too Many Choices: A Problem That Can Paralyze
An overload of options, researchers say, may actually push people into decisions that are against their own best interest.
02/27/2010 12:00 AM
Preparing for the Inevitable Bursting Bubble
There’s bound to be another bubble and another one after that. A way to survive their collapses is to honestly assess your long-term goals.
02/18/2010 12:00 AM
Eight States Have Shortchanged Pensions, Pew Study Finds
The Pew Center on the States found a $1 trillion gap between what all 50 states have promised their workers and what they have set aside.